@book { TheBankingSectorinGhanaIssuesinrelationtoCurrentReforms,
    title = "The Banking Sector in Ghana: Issues in relation to Current Reforms",
    author = "Edmund {Benjamin-Addy}",
    year = "2013",
    publisher = "Anchor Academic Publishing",
    address = "Hamburg, Germany",
    url = "https://m.anchor-publishing.com/document/287393"
}