@book { Analysisofapplicationsandsuccessfactorsofcloudcomputingforsmallandmediumsizedbusinesses, title = "Analysis of applications and success factors of cloud computing for small- and medium-sized businesses", author = "Carlos {Loaiza}", year = "2015", publisher = "Anchor Academic Publishing", address = "Hamburg, Germany", url = "https://m.anchor-publishing.com/document/312668" }