@book { FactorsinfluencinghomeownershipamongstcivilservantsinIbadanmetropolis,
    title = "Factors influencing homeownership amongst civil servants in Ibadan metropolis",
    author = "Olabisi  {Ojekunle }",
    year = "2016",
    publisher = "Anchor Academic Publishing",
    address = "Hamburg, Germany",
    url = "https://m.anchor-publishing.com/document/321500"
}