@book { CustomerPaymentTrendAnalysisbasedonClusteringforPredictingtheFinancialRiskofBusinessOrganizations, title = "Customer Payment Trend Analysis based on Clustering for Predicting the Financial Risk of Business Organizations", author = "Jeeva {Jose}", year = "2016", publisher = "Anchor Academic Publishing", address = "Hamburg, Germany", url = "https://m.anchor-publishing.com/document/343835" }