@book { TheLowInterestRatePolicyoftheEuropeanCentralBankAreEuropeanSaversbeingexpropriated,
    title = "The Low Interest Rate Policy of the European Central Bank. Are European Savers being expropriated?",
    author = "Heiko {Schmolke}",
    year = "2017",
    publisher = "Anchor Academic Publishing",
    address = "Hamburg, Germany",
    url = "https://m.anchor-publishing.com/document/356902"
}